What is aaa auto insurance

AAA auto insurance, also known as the American Automobile Association, is a federation of motor clubs throughout North America that provides a variety of services to its members, including roadside assistance, travel planning, and auto insurance.

AAA offers a range of insurance options for its members, including liability coverage, collision coverage, and comprehensive coverage. Liability coverage is required by law in most states and covers damages or injuries that you may cause to another driver or their property while operating your vehicle. Collision coverage, on the other hand, covers damages to your own vehicle in the event of an accident, regardless of who is at fault. Comprehensive coverage, also known as “other than collision” coverage, protects your vehicle from damages caused by events such as theft, vandalism, or natural disasters.

In addition to these standard coverage options, AAA also offers several additional coverage options to its members. One such option is “uninsured motorist” coverage, which provides protection in the event that you are in an accident with a driver who does not have insurance. Another option is “medical payments” coverage, which covers medical expenses for you and your passengers in the event of an accident.

AAA also offers discounts to its members on their auto insurance premiums. For example, members may qualify for discounts for having multiple cars insured, for having a safe driving record, or for taking a defensive driving course. Additionally, AAA offers a “Teen Safe Driver” program that provides discounts for teenage drivers who complete a driver’s education course and maintain a safe driving record.

When it comes to claims, AAA has a straightforward and easy process for its members. Members can file a claim online, by phone, or in person at a local AAA office. AAA also has a mobile app that allows members to file a claim, track the status of their claim, and access their policy information.

AAA has a strong reputation for providing excellent customer service. The company has a 24/7 customer service hotline that members can call for assistance with their insurance policy or to file a claim. Additionally, AAA has a network of agents and offices throughout the country, which allows members to receive in-person assistance with their policy or claim.

In summary, AAA auto insurance offers a range of coverage options for its members, including liability, collision, and comprehensive coverage. The company also offers additional coverage options, such as uninsured motorist coverage and medical payments coverage, as well as discounts for safe drivers and teenage drivers. AAA’s claims process is straightforward and easy, and the company has a reputation for providing excellent customer service.