New baby? You may have new coverage options
Printed on July 14, 2022
Congratulations in your new child! The way you’ll get protection to your child will depend on your present insurance coverage standing.
Should you don’t have medical insurance:
- Having a child qualifies you for a . This implies you possibly can enroll in or change 2022 Market protection. While you enroll within the new plan, your protection can begin the day your child was born.
- Apply inside 60 days after your child’s delivery. Your plan can cowl you, your child, and some other family members.
- It’s vital to have entry to well being care companies for each new mother and father and child. With Market protection, you will get preventive benefits, like well-baby visits.
- Learn more about Special Enrollment Periods and how to apply.
When you’ve got a Market plan:
- You possibly can preserve your present plan and add your child to your protection.
- Replace your Market software inside 60 days of your child’s delivery. Your protection choices and financial savings could change.
- You possibly can create a separate enrollment group to your child and enroll them in any plan for the remainder of the yr since having a child qualifies you for a Particular Enrollment Interval. (You possibly can’t change plans, however you possibly can choose any plan out there to your child.)
When you’ve got Medicaid or the Youngsters’s Well being Insurance coverage Program (CHIP) protection:
When you’ve got Medicaid if you give delivery, your child is mechanically enrolled in Medicaid protection, and so they’ll stay eligible for at the very least a yr.
