How Does Workers Compensation Insurance Work? | Workers Compensation Insurance Education
Immediate Response
Seek first aid or medical attention immediately after the injury. Your health and safety are paramount.
Report the Injury
Notify your employer about the injury as soon as possible, as delays can affect your claim.
Medical Treatment
Follow through with all prescribed medical treatments and keep records of all medical visits and treatments.
File a Workers’ Comp Claim
Submit a claim with your employer’s workers compensation insurance carrier. Provide detailed information about the injury and its circumstances.
Attend Follow-up Appointments
Regularly visit your healthcare provider for check-ups and adhere to their advice.
Stay in Communication
Keep your employer updated on your recovery progress and any changes in your medical condition.
Return to Work
Once medically cleared, discuss with your employer any needed accommodations or modifications to your role.
What Does The Small Business Need To Do After An Injury?
Provide Immediate Assistance
Ensure the injured employee receives medical attention. Safety of your employees should be a top priority.
Document the Incident
When the employee reports an incident, record details of the incident and the injury. This documentation is crucial for the workers’ comp claim process.
File the Claim
Submit the workers compensation claim to your insurance provider promptly.
Communicate with the Employee
Maintain regular communication with the injured employee to understand their recovery status and offer support.
Implement Workplace Adjustments
If necessary, prepare for any changes or accommodations in the workplace to facilitate the employee’s return.
Review Safety Protocols
Analyze the incident to identify and rectify any workplace safety issues to prevent future injuries.
Welcome Back the Employee
When the employee is ready to return, ensure a smooth and supportive transition back into the workplace.
