4 ways to apply for coverage in the Health Insurance Marketplace®


Published on October 21, 2013

Open enrollment in the Health Insurance Marketplace® is here and we’re working hard to help you get covered. We’re making improvements to HealthCare.gov and more people are applying and getting covered every day.

How to apply for Marketplace coverage

There are 4 ways to apply for coverage in the Health Insurance Marketplace®:

  • Apply online. Visit this page and select your state to get started.
  • Apply by phone. Call 1-800-318-2596 to apply for a health insurance plan and enroll over the phone. (TTY: 1-855-889-4325)
  • Apply in person. Visit a trained counselor in your community to get information, apply, and enroll in person.
  • Apply by mail. Complete a paper application and mail it in.

Get details on all 4 ways to apply.

Here’s what you need to know about the Marketplace before you apply. You can use this calculator to see if you qualify for lower costs on coverage and preview Marketplace plans and prices before you start your application.

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