Continuing education for life insurance: what agents & brokers need to know


State

CE requirements

Carry over of excess credits


Alabama

24 credit hours every 2 years, including 3 hours of ethics

Not allowed


Alaska

24 credit hours every 2 years, including 3 hours of ethics


 


Not more than 8 hours of management, marketing, sales, and training

Up to 8 hours per renewal period


Arizona

48 credit hours every 4 years, including 6 hours of ethics

Not allowed


Arkansas

24 credit hours every 2 years, including 3 hours of ethics

Allowed for the next renewal period


California

24 credit hours every 2 years, including 3 hours of ethics, which include 1 hour of anti-fraud training

Allowed, excluding ethics


Colorado

24 credit hours every 2 years, including 3 hours of ethics

Up to 12 hours for the next renewal period if earned within 120 days before expiration


Connecticut

24 credit hours every 2 years, including 3 hours of ethics, regulation, or law

Not allowed


Delaware

24 credit hours every 2 years, including 3 hours of ethics

Up to 5 hours per renewal period, excluding ethics


District of Columbia

24 credit hours every 2 years, including 3 hours of ethics

Not allowed


Florida

24 credit hours every 2 years, including 4 hours of law and ethics

Up to 24 hours


Georgia

15 credit hours every year, including 3 hours of ethics for resident agents with less than 20 years in the industry


 


10 credit hours every year, including 3 hours of ethics for resident agents with more than 20 years in the industry

Up to 12 hours for the next renewal period


Hawaii

20 credit hours every 2 years, including 3 hours of law


 


30 credit hours every 2 years for L&H and P&C agents, consisting of 12 hours of L&H, 18 hours of P&C, including 2 hours each of law

Not allowed


Idaho

24 credit hours every 2 years, including 3 hours of ethics or law

Not allowed


Illinois

24 credit hours every 2 years, including 3 hours of ethics

Up to 12 hours for the next renewal period, excluding ethics


Indiana

24 credit hours every 2 years, including 3 hours of ethics

Up to 12 hours for the next renewal period if earned within 120 days before expiration


Iowa

36 credit hours every 3 years, including 3 hours of ethics

Not allowed


Kansas

18 credit hours every 2 years, including 3 hours of ethics

Not allowed


Kentucky

24 credit hours every 2 years, including 3 hours of ethics

Up to 12 hours for the next renewal period, excluding ethics


Louisiana

24 credit hours every 2 years, including 3 hours of ethics

Up to 10 hours of life, health, and accident CE courses


Maine

24 credit hours every 2 years, including 3 hours of ethics

Not allowed


Maryland

24 credit hours every 2 years, including 3 hours of ethics

Not allowed


Massachusetts

45 credit hours every 3 years, including 3 hours of ethics


 


60 credit hours, including 3 hours of ethics for newly licensed agents on first renewal

Allowed for the next renewal period


Michigan

24 credit hours every 2 years, including 3 hours of ethics

Up to 12 hours for the next renewal period


Minnesota

24 credit hours every 2 years, including 3 hours of ethics

Not allowed


Mississippi

24 credit hours every 2 years, including 3 hours of ethics

Not allowed


Missouri

16 credit hours every 2 years, including 3 hours of ethics

Allowed for the next renewal period


Montana

24 credit hours every 2 years, including 3 hours of ethics and 1 hour of legislative changes

Not allowed


Nebraska

24 credit hours every 2 years, including 3 hours of ethics

Not allowed


Nevada

30 credit hours every 3 years

Not allowed


New Hampshire

24 credit hours every 2 years, including 3 to 10 hours of ethics

Not allowed


New Jersey

24 credit hours every 2 years, including 3 hours of ethics

Not allowed


New Mexico

24 credit hours every 2 years, including 3 hours of ethics and 3 hours of classroom training

Not allowed


New York

15 credit hours every 2 years, including:


1 hour of law


1 hour of ethics


1 hour of diversity, inclusion, and elimination of bias

Not allowed


North Carolina

24 credit hours every 2 years, including 3 hours of ethics

Allowed for the next renewal period


North Dakota

24 credit hours every 2 years, including 3 hours of ethics

Up to 12 hours for the next renewal period


Ohio

24 credit hours every 2 years, including 3 hours of ethics

Up to 12 hours for the next renewal period


Oklahoma

24 credit hours every 2 years, including 3 hours of ethics and 2 hours of legislative updates

Up to 6 hours for the next renewal period


Oregon

24 credit hours every 2 years, including 3 hours of ethics and 3 hours of law

Not allowed


Pennsylvania

24 credit hours every 2 years

Up to 24 hours for the next renewal period


Rhode Island

24 credit hours every 2 years, including 3 hours of ethics

Up to 12 hours for the next renewal period


South Carolina

24 credit hours every 2 years, including 3 hours of ethics

Up to 18 hours for the next renewal period


South Dakota

10 credit hours every 2 years


 


20 credit hours every 2 years for L&H and P&C agents

Not allowed


Tennessee

24 credit hours every 2 years, including 3 hours of ethics

Up to 12 hours for the next renewal period


Texas

24 credit hours every 2 years, including 3 hours of ethics

Not allowed


Utah

24 credit hours every 2 years, including 3 hours of ethics and 12 hours of classroom training

Not allowed


Vermont

24 credit hours every 2 years, including 3 hours of ethics and not more than 6 hours of agency management

Not allowed


Virginia

16 credit hours every 2 years, including 2 hours of ethics and law

Allowed for the next renewal period only but must be reported within the current period


Washington

24 credit hours every 2 years, including 3 hours of ethics

Not allowed


West Virginia

24 credit hours every 2 years, including 3 hours of ethics

Up to 6 hours for the next renewal period


Wisconsin

24 credit hours every 2 years, including 3 hours of ethics

Not allowed


Wyoming

24 credit hours every 2 years, including 3 hours of ethics

Not allowed


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